Have you ever been curious about the psychological factors that affect how you handle your money? This class gives you an in-depth look at the psychological factors that affect how we handle our personal finances. The first topic discusses how money is tied to human needs and emotions. A second section explores how and by whom we are influenced when developing our money management habits, and how to find qualified information sources. Then the concept of behavioral finance is presented, and you will examine your own attitudes, beliefs, and behaviors related to personal finance. The Model of Behavior Change is explained in Topic 4.4, defining the six stages we go through as we progress toward adopting positive money management habits. The final topic offers an introduction to financial goal-setting – how to write good goals, break them down into achievable action steps, and track progress.